Rally Credit Union is a member-owned financial cooperative that provides a wide range of financial products and services to its members. Founded in 1936, Rally Credit Union is headquartered in St. Louis, Missouri, and serves members in Missouri, Illinois, Kansas, and Arkansas. Rally Credit Union is a not-for-profit organization, which means that any profits it earns are returned to its members in the form of lower interest rates on loans, higher interest rates on deposits, and lower fees.
Rally Credit Union offers a variety of financial products and services, including checking accounts, savings accounts, loans, and credit cards. Rally Credit Union also offers a variety of financial planning and counseling services to help its members achieve their financial goals. Rally Credit Union is committed to providing its members with the best possible financial products and services, and to helping them achieve their financial goals.
Rally Credit Union is a strong supporter of the communities it serves. Rally Credit Union provides financial support to a variety of local charities and organizations, and its employees volunteer their time to help make a difference in the community. Rally Credit Union is a proud member of the National Credit Union Administration (NCUA), and is an Equal Housing Lender.
Rally Credit Union
Rally Credit Union is a member-owned financial cooperative that provides a wide range of financial products and services to its members. Founded in 1936, Rally Credit Union is headquartered in St. Louis, Missouri, and serves members in Missouri, Illinois, Kansas, and Arkansas.
Some key aspects of Rally Credit Union include:
- Member-owned: Rally Credit Union is owned by its members, not by shareholders. This means that Rally Credit Union is committed to providing its members with the best possible financial products and services, not to maximizing profits.
- Not-for-profit: Rally Credit Union is a not-for-profit organization, which means that any profits it earns are returned to its members in the form of lower interest rates on loans, higher interest rates on deposits, and lower fees.
- Community-focused: Rally Credit Union is committed to supporting the communities it serves. Rally Credit Union provides financial support to a variety of local charities and organizations, and its employees volunteer their time to help make a difference in the community.
- Full-service: Rally Credit Union offers a full range of financial products and services, including checking accounts, savings accounts, loans, credit cards, and financial planning services.
- Convenient: Rally Credit Union offers a variety of convenient ways to bank, including online banking, mobile banking, and a network of ATMs.
- Safe and secure: Rally Credit Union is committed to protecting its members' financial information. Rally Credit Union uses a variety of security measures to keep members' information safe and secure.
- Experienced: Rally Credit Union has been in business for over 85 years. Rally Credit Union has a team of experienced financial professionals who are dedicated to helping members achieve their financial goals.
- Nationally recognized: Rally Credit Union has been recognized by a number of national organizations for its commitment to its members and its community. Rally Credit Union has been named one of the "Best Credit Unions in the Nation" by Forbes magazine and one of the "Top Credit Unions in the Midwest" by Kiplinger's Personal Finance magazine.
These are just a few of the key aspects of Rally Credit Union. Rally Credit Union is a strong and stable financial institution that is committed to providing its members with the best possible financial products and services.
1. Member-owned
Rally Credit Union's member-owned structure has several implications:
- Alignment of interests: Since Rally Credit Union is owned by its members, the credit union's interests are aligned with the interests of its members. This means that Rally Credit Union is committed to providing its members with the best possible financial products and services, rather than maximizing profits for shareholders.
- Lower fees and rates: Because Rally Credit Union is not-for-profit, it can offer lower fees and rates on loans and other financial products than for-profit banks and credit unions. This can save members money on their financial transactions.
- Increased financial literacy: Member-owned credit unions like Rally Credit Union often place a strong emphasis on financial education and counseling. This can help members make informed financial decisions and achieve their financial goals.
Overall, Rally Credit Union's member-owned structure has a number of benefits for its members. Rally Credit Union is committed to providing its members with the best possible financial products and services, and to helping them achieve their financial goals.
2. Not-for-profit
As a not-for-profit organization, Rally Credit Union has a number of advantages over for-profit banks and credit unions. First, Rally Credit Union is able to offer lower interest rates on loans because it does not have to pay dividends to shareholders. Second, Rally Credit Union can offer higher interest rates on deposits because it does not have to pay taxes on its profits. Third, Rally Credit Union can offer lower fees because it does not have to generate profits for shareholders.
- Lower interest rates on loans: Because Rally Credit Union is a not-for-profit organization, it can offer lower interest rates on loans than for-profit banks and credit unions. This can save members money on their monthly loan payments.
- Higher interest rates on deposits: Rally Credit Union can also offer higher interest rates on deposits than for-profit banks and credit unions. This can help members earn more money on their savings.
- Lower fees: Rally Credit Union can also offer lower fees than for-profit banks and credit unions. This can save members money on their financial transactions.
- Increased financial literacy: Not-for-profit credit unions like Rally Credit Union often place a strong emphasis on financial education and counseling. This can help members make informed financial decisions and achieve their financial goals.
Overall, Rally Credit Union's not-for-profit status has a number of benefits for its members. Rally Credit Union can offer lower interest rates on loans, higher interest rates on deposits, lower fees, and increased financial literacy. This can help members save money, earn more money, and make informed financial decisions.
3. Community-focused
Rally Credit Union's commitment to community is evident in a number of ways:
- Financial support: Rally Credit Union provides financial support to a variety of local charities and organizations. This support includes grants, donations, and sponsorships. In 2021, Rally Credit Union donated over $1 million to local charities and organizations.
- Employee volunteerism: Rally Credit Union employees volunteer their time to help make a difference in the community. Rally Credit Union employees volunteer at a variety of organizations, including schools, food pantries, and homeless shelters. In 2021, Rally Credit Union employees volunteered over 10,000 hours to local charities and organizations.
- Community involvement: Rally Credit Union employees are actively involved in the community. Rally Credit Union employees serve on boards of directors, coach youth sports teams, and participate in other community activities. Rally Credit Union employees are committed to making a difference in the communities they serve.
Rally Credit Union's commitment to community is a key part of its mission. Rally Credit Union believes that it has a responsibility to give back to the communities it serves. Rally Credit Union's community involvement helps to make a difference in the lives of people in the communities it serves.
4. Full-service
As a full-service financial institution, Rally Credit Union offers a comprehensive suite of financial products and services to meet the needs of its members. This includes a wide range of deposit accounts, loan products, and financial planning services. By offering a full range of financial products and services, Rally Credit Union can provide its members with a one-stop shop for all of their financial needs.
The benefits of being a full-service financial institution are numerous. For members, it means the convenience of being able to access all of their financial products and services from a single provider. This can save time and hassle, and can also help members to get the best possible rates and terms on their financial products.
For Rally Credit Union, being a full-service financial institution allows it to provide a higher level of service to its members. By offering a comprehensive suite of financial products and services, Rally Credit Union can meet the needs of a wider range of members. This can help Rally Credit Union to grow its membership and increase its profitability.
Overall, the connection between "Full-service: Rally Credit Union offers a full range of financial products and services, including checking accounts, savings accounts, loans, credit cards, and financial planning services." and "rally credit union" is a positive one. By offering a full range of financial products and services, Rally Credit Union is able to provide its members with a one-stop shop for all of their financial needs. This can save time and hassle, and can also help members to get the best possible rates and terms on their financial products.
5. Convenient
In today's fast-paced world, convenience is more important than ever. Rally Credit Union understands this, which is why it offers a variety of convenient ways to bank, including online banking, mobile banking, and a network of ATMs.
Online banking allows members to bank from anywhere, at any time. Members can check their account balances, transfer funds, pay bills, and more, all from the comfort of their own home or office. Mobile banking allows members to bank on the go. Members can use their mobile device to check their account balances, transfer funds, deposit checks, and more. Rally Credit Union's network of ATMs allows members to access their cash and make deposits and withdrawals 24 hours a day, 7 days a week.
The convenience of Rally Credit Union's online banking, mobile banking, and ATM network is a major benefit for members. Members can save time and hassle by banking from anywhere, at any time. This can be especially helpful for members who have busy schedules or who live in rural areas.
Overall, the connection between "Convenient: Rally Credit Union offers a variety of convenient ways to bank, including online banking, mobile banking, and a network of ATMs." and "rally credit union" is a positive one. By offering a variety of convenient ways to bank, Rally Credit Union is making it easier for members to manage their finances and achieve their financial goals.
6. Safe and secure
In today's digital age, protecting financial information is more important than ever. Rally Credit Union understands this, which is why it is committed to protecting its members' financial information. Rally Credit Union uses a variety of security measures to keep members' information safe and secure.
- Encryption: Rally Credit Union uses encryption to protect members' financial information. Encryption is a process of converting data into a format that cannot be read by unauthorized people. This helps to protect members' financial information from being stolen or intercepted.
- Firewalls: Rally Credit Union uses firewalls to protect its computer systems from unauthorized access. Firewalls are a type of security system that monitors and controls incoming and outgoing network traffic. This helps to prevent unauthorized users from accessing Rally Credit Union's computer systems and stealing members' financial information.
- Intrusion detection systems: Rally Credit Union uses intrusion detection systems to detect and prevent unauthorized access to its computer systems. Intrusion detection systems monitor network traffic for suspicious activity. If suspicious activity is detected, the intrusion detection system will alert Rally Credit Union's security team. This helps to prevent unauthorized users from gaining access to Rally Credit Union's computer systems and stealing members' financial information.
- Employee training: Rally Credit Union employees are trained on the importance of protecting members' financial information. Employees are trained on how to identify and prevent security threats. This helps to ensure that Rally Credit Union employees are doing their part to protect members' financial information.
Rally Credit Union is committed to protecting its members' financial information. Rally Credit Union uses a variety of security measures to keep members' information safe and secure. These security measures include encryption, firewalls, intrusion detection systems, and employee training. By taking these steps, Rally Credit Union is helping to protect its members' financial information from unauthorized access.
7. Experienced
Rally Credit Union's experience and expertise are valuable assets for its members. With over 85 years of experience, Rally Credit Union has a deep understanding of the financial industry and the needs of its members. Rally Credit Union's team of experienced financial professionals is dedicated to helping members achieve their financial goals, whether it's buying a home, saving for retirement, or starting a business.
- Financial Expertise: Rally Credit Union's financial professionals have a deep understanding of the financial industry and the products and services that Rally Credit Union offers. This expertise allows Rally Credit Union's financial professionals to provide members with sound financial advice and guidance.
- Commitment to Member Service: Rally Credit Union's financial professionals are committed to providing excellent member service. They take the time to get to know their members and their financial needs. This allows them to provide personalized financial advice and guidance that is tailored to each member's individual needs.
- Experience: Rally Credit Union's financial professionals have years of experience in the financial industry. This experience allows them to provide members with valuable insights and advice that can help them achieve their financial goals.
- Dedication to Member Success: Rally Credit Union's financial professionals are dedicated to helping members achieve their financial goals. They work closely with members to develop financial plans and strategies that are designed to help members reach their financial goals.
Overall, Rally Credit Union's experience and expertise are valuable assets for its members. Rally Credit Union's team of experienced financial professionals is dedicated to helping members achieve their financial goals. If you're looking for a financial institution that can provide you with sound financial advice and guidance, Rally Credit Union is a great option.
8. Nationally recognized
Rally Credit Union's national recognition is a testament to its commitment to providing excellent financial products and services to its members. Rally Credit Union has been recognized for its financial strength, its commitment to community, and its dedication to member service.
- Financial Strength: Rally Credit Union has been recognized for its financial strength and stability. Rally Credit Union has a strong capital base and a low delinquency rate. This means that Rally Credit Union is well-positioned to weather economic downturns and continue to provide its members with the financial products and services they need.
- Commitment to Community: Rally Credit Union has been recognized for its commitment to community. Rally Credit Union provides financial support to a variety of local charities and organizations. Rally Credit Union also encourages its employees to volunteer their time to help make a difference in the community.
- Dedication to Member Service: Rally Credit Union has been recognized for its dedication to member service. Rally Credit Union's employees are committed to providing excellent customer service. Rally Credit Union also offers a variety of financial education programs to help its members make informed financial decisions.
Rally Credit Union's national recognition is a source of pride for its members and employees. Rally Credit Union's commitment to financial strength, community, and member service has made it one of the leading credit unions in the nation.
FAQs about Rally Credit Union
Rally Credit Union is a member-owned, not-for-profit financial cooperative that has been serving its members for over 85 years. Rally Credit Union is committed to providing its members with the best possible financial products and services, and to helping them achieve their financial goals.
Question 1: What is Rally Credit Union?
Answer 1: Rally Credit Union is a member-owned, not-for-profit financial cooperative that provides a wide range of financial products and services to its members.
Question 2: What are the benefits of being a member of Rally Credit Union?
Answer 2: There are many benefits to being a member of Rally Credit Union, including lower interest rates on loans, higher interest rates on deposits, lower fees, and increased financial literacy.
Question 3: How do I become a member of Rally Credit Union?
Answer 3: You can become a member of Rally Credit Union by opening a share savings account with a minimum deposit of $5. You must also live, work, or attend school in Rally Credit Union's field of membership.
Question 4: What is Rally Credit Union's field of membership?
Answer 4: Rally Credit Union's field of membership includes people who live, work, or attend school in the following counties: St. Louis County, St. Charles County, Franklin County, Jefferson County, and Warren County in Missouri; Madison County, St. Clair County, and Monroe County in Illinois; and Johnson County and Wyandotte County in Kansas.
Question 5: What are Rally Credit Union's hours of operation?
Answer 5: Rally Credit Union's lobby hours are Monday through Friday from 9:00 a.m. to 5:00 p.m. The drive-thru is open Monday through Friday from 8:30 a.m. to 5:30 p.m., and on Saturday from 9:00 a.m. to 12:00 p.m.
Question 6: How do I contact Rally Credit Union?
Answer 6: You can contact Rally Credit Union by phone at (314) 869-3400, or by email at info@rallycreditunion.org.
We encourage you to visit Rally Credit Union's website for more information: https://www.rallycreditunion.org/.
Tips From Rally Credit Union
Rally Credit Union is a member-owned, not-for-profit financial cooperative that has been serving its members for over 85 years. Rally Credit Union is committed to providing its members with the best possible financial products and services, and to helping them achieve their financial goals.
Here are a few tips from Rally Credit Union to help you manage your finances and achieve your financial goals:
Tip 1: Create a budget
A budget is a plan for how you will spend your money each month. Creating a budget can help you track your income and expenses, and make sure that you are not spending more money than you earn. There are many different ways to create a budget, so find one that works for you and stick to it.
Tip 2: Save money regularly
Saving money is important for many reasons. It can help you reach your financial goals, such as buying a home or retiring comfortably. It can also provide you with a financial cushion in case of an emergency. There are many different ways to save money, so find one that works for you and make it a habit.
Tip 3: Use credit wisely
Credit can be a helpful tool, but it is important to use it wisely. Only borrow money that you can afford to repay, and make sure to pay your bills on time. Using credit wisely can help you build a good credit score, which can save you money on interest rates on loans.
Tip 4: Invest for the future
Investing is a great way to grow your money over time. There are many different ways to invest, so it is important to do your research and find an investment strategy that works for you. Investing for the future can help you reach your financial goals sooner.
Tip 5: Get help from a financial advisor
If you need help managing your finances, consider getting help from a financial advisor. A financial advisor can help you create a budget, save money, use credit wisely, and invest for the future. Getting help from a financial advisor can give you the peace of mind knowing that you are on track to reach your financial goals.
These are just a few tips to help you manage your finances and achieve your financial goals. By following these tips, you can take control of your finances and build a secure financial future.
For more information on financial planning, visit Rally Credit Union's website: https://www.rallycreditunion.org/.
Rally Credit Union
Rally Credit Union has been serving its members for over 85 years. As a member-owned, not-for-profit financial cooperative, Rally Credit Union is committed to providing its members with the best possible financial products and services. Rally Credit Union offers a wide range of financial products and services, including checking accounts, savings accounts, loans, credit cards, and financial planning services. Rally Credit Union is also committed to giving back to the community, and provides financial support to a variety of local charities and organizations.
Rally Credit Union has been recognized for its commitment to its members and its community. Rally Credit Union has been named one of the "Best Credit Unions in the Nation" by Forbes magazine and one of the "Top Credit Unions in the Midwest" by Kiplinger's Personal Finance magazine. Rally Credit Union is proud to be a member of the National Credit Union Administration (NCUA) and is an Equal Housing Lender.
Article Recommendations
