Navigant Credit Union is a member-owned financial cooperative that provides a range of financial products and services to its members. These products and services include checking and savings accounts, loans, credit cards, and investment services. Navigant Credit Union is committed to providing its members with competitive rates, low fees, and excellent customer service.
Navigant Credit Union was founded in 1952 as the Lockheed Employees Credit Union. The credit union was originally chartered to serve employees of the Lockheed Corporation. However, over the years, Navigant Credit Union has expanded its membership to include employees of other companies and organizations in the Puget Sound region. Today, Navigant Credit Union is one of the largest credit unions in the United States, with over $1 billion in assets and over 100,000 members.
Navigant Credit Union is a not-for-profit organization. This means that any profits that the credit union earns are reinvested back into the credit union to benefit its members. Navigant Credit Union is also governed by a volunteer board of directors who are elected by the credit union's members.
navigant credit union
Navigant Credit Union is a member-owned financial cooperative that provides a range of financial products and services to its members. These products and services include checking and savings accounts, loans, credit cards, and investment services. Navigant Credit Union is committed to providing its members with competitive rates, low fees, and excellent customer service.
- Member-owned
- Financial cooperative
- Checking and savings accounts
- Loans
- Credit cards
- Investment services
- Competitive rates
- Low fees
- Excellent customer service
Navigant Credit Union is a not-for-profit organization. This means that any profits that the credit union earns are reinvested back into the credit union to benefit its members. Navigant Credit Union is also governed by a volunteer board of directors who are elected by the credit union's members.
Navigant Credit Union is a leading financial institution in the Puget Sound region. The credit union has over $1 billion in assets and over 100,000 members. Navigant Credit Union is committed to providing its members with the best possible financial products and services.
1. Member-owned
Navigant Credit Union is a member-owned financial cooperative. This means that the credit union is owned by its members, not by a group of shareholders. As a result, Navigant Credit Union is able to provide its members with a number of benefits that are not available at other financial institutions, such as lower fees, higher interest rates on savings accounts, and lower interest rates on loans.
One of the most important benefits of being a member of a credit union is that you have a say in how the credit union is run. Each member of Navigant Credit Union has one vote, regardless of how much money they have on deposit with the credit union. This means that members have a direct say in the credit union's policies and procedures.
Member-owned credit unions are also more likely to be responsive to the needs of their members. Because credit unions are not owned by shareholders, they do not have to answer to a group of investors who are only interested in making a profit. Instead, credit unions are focused on providing their members with the best possible financial products and services.
If you are looking for a financial institution that is owned by its members and is committed to providing its members with the best possible financial products and services, then Navigant Credit Union is a great option.
2. Financial cooperative
A financial cooperative is a member-owned and controlled financial institution. This means that the members of the cooperative own the institution and elect the board of directors that governs it. Financial cooperatives are often organized around a common bond, such as a workplace, neighborhood, or religious affiliation. Navigant Credit Union is a financial cooperative that is owned by its members and is committed to providing its members with the best possible financial products and services.
- Member-owned and controlled: As a member of Navigant Credit Union, you have a say in how the credit union is run. Each member has one vote, regardless of how much money they have on deposit with the credit union.
- Not-for-profit: Navigant Credit Union is a not-for-profit organization. This means that any profits that the credit union earns are reinvested back into the credit union to benefit its members.
- Focus on member service: Navigant Credit Union is focused on providing its members with the best possible financial products and services. The credit union offers a wide range of financial products and services, including checking and savings accounts, loans, credit cards, and investment services.
- Community involvement: Navigant Credit Union is committed to giving back to the community. The credit union supports a number of local charities and organizations.
If you are looking for a financial institution that is owned by its members and is committed to providing its members with the best possible financial products and services, then Navigant Credit Union is a great option.
3. Checking and savings accounts
Checking and savings accounts are two of the most important financial products offered by Navigant Credit Union. Checking accounts are used for everyday transactions, such as writing checks, making debit card purchases, and withdrawing cash. Savings accounts are used for saving money for future goals, such as a down payment on a house or a new car.
Navigant Credit Union offers a variety of checking and savings accounts to meet the needs of its members. These accounts include:
- Free Checking: This account has no monthly maintenance fee and unlimited check writing. It also comes with a debit card and online banking.
- Advantage Savings: This account has a competitive interest rate and no monthly maintenance fee. It also comes with a debit card and online banking.
- Money Market Account: This account has a higher interest rate than a traditional savings account and requires a minimum balance of $2,500. It also comes with a debit card and online banking.
Navigant Credit Union also offers a number of other financial products and services, such as loans, credit cards, and investment services. However, checking and savings accounts are the foundation of any financial plan. By opening a checking and savings account with Navigant Credit Union, you can take control of your finances and start saving for the future.
4. Loans
Loans are an important part of Navigant Credit Union's product offerings. The credit union offers a variety of loans to meet the needs of its members, including personal loans, auto loans, and home loans.
- Personal loans: Personal loans can be used for a variety of purposes, such as consolidating debt, making home improvements, or covering unexpected expenses. Navigant Credit Union offers personal loans with competitive interest rates and flexible repayment terms.
- Auto loans: Navigant Credit Union offers auto loans with competitive interest rates and flexible repayment terms. The credit union can also help members refinance their existing auto loans.
- Home loans: Navigant Credit Union offers a variety of home loans, including fixed-rate mortgages, adjustable-rate mortgages, and FHA loans. The credit union can also help members refinance their existing home loans.
Navigant Credit Union is a great option for members who are looking for a loan. The credit union offers a variety of loans to meet the needs of its members, and the credit union's rates are competitive. Additionally, Navigant Credit Union is a member-owned cooperative, which means that its profits are reinvested back into the credit union to benefit its members.
5. Credit cards
Credit cards are an important part of Navigant Credit Union's product offerings. The credit union offers a variety of credit cards to meet the needs of its members, including rewards cards, balance transfer cards, and low-interest cards.
- Rewards cards: Rewards cards allow members to earn points or cash back on their purchases. These points can be redeemed for a variety of rewards, such as travel, merchandise, or gift cards. Navigant Credit Union offers a variety of rewards cards, including the Platinum Rewards Visa Card and the Cash Rewards Visa Card.
- Balance transfer cards: Balance transfer cards allow members to transfer their balances from other credit cards to Navigant Credit Union. This can be a great way to consolidate debt and save money on interest. Navigant Credit Union offers a variety of balance transfer cards, including the Platinum Balance Transfer Visa Card and the Low-Interest Balance Transfer Visa Card.
- Low-interest cards: Low-interest cards offer members a low interest rate on their purchases. This can be a great way to save money on interest charges. Navigant Credit Union offers a variety of low-interest cards, including the Low-Interest Visa Card and the Platinum Low-Interest Visa Card.
- Convenience and security: Credit cards are a convenient and secure way to make purchases. They are accepted at millions of locations worldwide, and they offer fraud protection in case your card is lost or stolen. Navigant Credit Union's credit cards are equipped with chip technology and fraud monitoring to help keep your information safe.
Navigant Credit Union is a great option for members who are looking for a credit card. The credit union offers a variety of credit cards to meet the needs of its members, and the credit union's rates are competitive. Additionally, Navigant Credit Union is a member-owned cooperative, which means that its profits are reinvested back into the credit union to benefit its members.
6. Investment services
Navigant Credit Union offers a variety of investment services to help its members reach their financial goals. These services include:
- Brokerage services: Navigant Credit Union offers brokerage services through its partnership with LPL Financial. This allows members to invest in a wide range of stocks, bonds, and mutual funds.
- Financial planning: Navigant Credit Union offers financial planning services to help members create a personalized financial plan. This plan can help members achieve their financial goals, such as saving for retirement, buying a home, or funding their children's education.
- Retirement planning: Navigant Credit Union offers retirement planning services to help members prepare for their retirement. These services can help members choose the right retirement savings plan and investment options.
- Trust services: Navigant Credit Union offers trust services to help members manage their assets and protect their family's financial future. These services can help members create a trust to manage their assets during their lifetime and after their death.
Navigant Credit Union's investment services are designed to help members reach their financial goals. The credit union's experienced financial advisors can help members create a personalized financial plan and choose the right investment options.
7. Competitive rates
Navigant Credit Union is a financial cooperative that is committed to providing its members with the best possible financial products and services. One of the ways that Navigant Credit Union does this is by offering competitive rates on its loans and savings accounts.
Competitive rates on loans
When you borrow money from Navigant Credit Union, you can be sure that you are getting a competitive interest rate. This means that you will pay less interest on your loan, which can save you money over the life of the loan. Navigant Credit Union offers a variety of loan products, including personal loans, auto loans, and home loans.
Competitive rates on savings accounts
When you save money with Navigant Credit Union, you can earn a competitive interest rate on your savings. This means that your money will grow faster, which can help you reach your financial goals sooner. Navigant Credit Union offers a variety of savings accounts, including checking accounts, savings accounts, and money market accounts.
The importance of competitive rates
Competitive rates are important for a number of reasons. First, they can help you save money on interest charges. Second, they can help you grow your savings faster. Third, they can give you peace of mind knowing that you are getting the best possible deal on your financial products and services.
How to find the best rates
If you are looking for the best rates on loans and savings accounts, it is important to compare rates from multiple financial institutions. You can do this online or by visiting your local bank or credit union. Once you have compared rates, you can choose the financial institution that offers the best rates for your needs.
FAQs about Navigant Credit Union
Navigant Credit Union is a member-owned financial cooperative that provides a range of financial products and services to its members. These products and services include checking and savings accounts, loans, credit cards, and investment services. Navigant Credit Union is committed to providing its members with competitive rates, low fees, and excellent customer service.
Question 1: What is Navigant Credit Union?
Navigant Credit Union is a member-owned financial cooperative that provides a range of financial products and services to its members.
Question 2: What types of financial products and services does Navigant Credit Union offer?
Navigant Credit Union offers a range of financial products and services, including checking and savings accounts, loans, credit cards, and investment services.
Question 3: What are the benefits of being a member of Navigant Credit Union?
There are many benefits to being a member of Navigant Credit Union, including competitive rates, low fees, and excellent customer service. Additionally, as a member-owned cooperative, Navigant Credit Union is committed to providing its members with the best possible financial products and services.
Question 4: How do I become a member of Navigant Credit Union?
To become a member of Navigant Credit Union, you must meet the following eligibility requirements:
- You must live, work, or attend school in King County, Washington.
- You must be at least 18 years old.
- You must have a valid Social Security number.
Question 5: What is the difference between a credit union and a bank?
Credit unions are not-for-profit organizations that are owned by their members. This means that any profits that the credit union earns are reinvested back into the credit union to benefit its members. Banks, on the other hand, are for-profit organizations that are owned by their shareholders. This means that any profits that the bank earns are distributed to its shareholders.
Question 6: Why should I choose Navigant Credit Union over other financial institutions?
There are many reasons to choose Navigant Credit Union over other financial institutions. Navigant Credit Union is a member-owned cooperative that is committed to providing its members with the best possible financial products and services. Additionally, Navigant Credit Union offers competitive rates, low fees, and excellent customer service.
Summary of key takeaways or final thought:
Navigant Credit Union is a great option for anyone who is looking for a financial institution that is committed to providing its members with the best possible financial products and services.
Transition to the next article section:
If you are interested in learning more about Navigant Credit Union, please visit our website or contact us at (206) 365-5500.
Tips from Navigant Credit Union
Navigant Credit Union is a member-owned financial cooperative that provides a range of financial products and services to its members. These products and services include checking and savings accounts, loans, credit cards, and investment services. Navigant Credit Union is committed to providing its members with competitive rates, low fees, and excellent customer service.
Here are five tips from Navigant Credit Union to help you manage your finances:
Tip 1: Create a budgetA budget is a plan for how you will spend your money each month. Creating a budget will help you track your income and expenses, and make sure that you are not spending more money than you earn.Tip 2: Save money regularly
Saving money is important for a number of reasons. It can help you reach your financial goals, such as buying a home or retiring comfortably. Saving money can also help you weather unexpected financial emergencies.Tip 3: Use credit wisely
Credit can be a useful tool, but it is important to use it wisely. Only borrow money that you can afford to repay, and make sure that you understand the terms of your loan before you sign up for it.Tip 4: Protect your identity
Identity theft is a serious crime that can have a devastating impact on your finances. Protect your identity by shredding any documents that contain your personal information, and be careful about what information you share online.Tip 5: Get help if you need it
If you are struggling to manage your finances, don't be afraid to get help. There are a number of resources available to help you, including credit counseling and financial planning services.
By following these tips, you can take control of your finances and achieve your financial goals.
Summary of key takeaways or benefits:
- Creating a budget can help you track your income and expenses, and make sure that you are not spending more money than you earn.
- Saving money regularly can help you reach your financial goals and weather unexpected financial emergencies.
- Using credit wisely can help you build your credit score and save money on interest.
- Protecting your identity can help you avoid becoming a victim of identity theft.
- Getting help if you need it can help you overcome financial challenges and achieve your financial goals.
Transition to the article's conclusion:
By following these tips, you can take control of your finances and achieve your financial goals. Navigant Credit Union is committed to providing its members with the tools and resources they need to succeed financially.
Conclusion
Navigant Credit Union is a member-owned financial cooperative that provides a range of financial products and services to its members. These products and services include checking and savings accounts, loans, credit cards, and investment services. Navigant Credit Union is committed to providing its members with competitive rates, low fees, and excellent customer service.
In this article, we have explored the various aspects of Navigant Credit Union, including its history, mission, and product offerings. We have also provided tips on how to manage your finances and achieve your financial goals. We hope that this article has been helpful and informative.
If you are looking for a financial institution that is committed to providing its members with the best possible financial products and services, then Navigant Credit Union is a great option. We encourage you to visit our website or contact us at (206) 365-5500 to learn more about our products and services.
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